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Business Insurance

Insurance that works as hard as you do

Insurance Options That Work as Hard as You Do Keeping your focus on what matters

You pour a lot of time and energy into your business so ensuring that you’re fully protected is essential for ongoing success.

Whatever the size and shape of your business, there is a range of flexible insurance options designed to protect every aspect – from your staff to your customers, as well as your assets. Stop worrying about the everyday risks you can’t control and get on with what you do best.

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Public Liability
Insurance

Safeguard your business against the risk of someone being injured, or having their property damaged, as a result of your activities. You’ll be protected for interaction with clients whether they’re at your premises or theirs.
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Professional Indemnity Insurance

If you provide professional advice for a living, Professional Indemnity Insurance is essential to protect you, your employees and your business against claims arising from alleged errors and omissions in carrying out your professional duty.
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Industrial Special Risks Insurance

Designed for larger, more diverse businesses, we’re able to combine multiple policies into one for truly personalised cover. If you have assets over $3 million and a diverse number of locations Industrial Special Risk Insurance simplifies your protection into one comprehensive and easy to understand policy.
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Business Insurance


Flexible business insurance options are essential to make sure your business continues to run smoothly or quickly get back on its feet in the event of unexpected loss or damage..

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Fire and Other Damage Insurance to protect your building and its contents
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Burglary Insurance against theft of stock or other business equipment
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Business Interruption which covers your business against loss of gross profits and increased costs of working caused by an interruption to your business resulting from an insured event
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General Property options to protect other items such as mobile phones and laptops
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Public and Products Liability insurance
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Trade Insurance


Protect your business premises and equipment against damage or loss across a broad range of trades, with cover options including..

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Public and Products Liability Insurance to cover damage caused to people or property in the course of your business
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General Property to cover your tools of trade, laptop computers and other equipment anywhere in the world
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Tax Audit Insurance to cover your legal and accounting fees if you are audited
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Fire and Other Damage Insurance to protect your building and its contents
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Commercial Motor Insurance

Keep your vehicles on the road. From small hatchbacks to trucks with a carrying capacity of up to five tonnes, you can protect your vehicles with the choice of two options:
  • Comprehensive cover to protect against accidental damage and loss
  • Legal Liability cover to protect against damage caused to another person’s property and personal injury caused by your vehicles
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Fleet Motor Insurance

Perfect for medium to large businesses that have 15 or more commercial vehicles for mobile sales or delivery teams. Choose from different types of cover including:
  • Comprehensive cover to protect against accidental damage and loss
  • Legal Liability cover to protect you against damage caused to another person’s property and
personal injury caused by your vehicles
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Heavy Motor
Insurance

Specialised protection for heavy mobile machinery, or vehicles with a carrying capacity of over five tonnes. It’s available across a range of occupations, including general carriers, tippers and building industry and equipment movers.
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Contract Works and Legal Liability Insurance

If you own, run or manage any construction site, Contract Works and Legal Liability Insurance protects you against major contingencies before, during and after completion. Covers can be available as a one-off policy for a specific project, or you can take an annual policy covering multiple projects and sites Australia-wide.
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Workers Compensation Insurance

Workers Compensation Insurance protects your employees against any injuries that may happen to them at work – paying them a weekly wage and helping cover their medical and rehabilitation expenses. It is available for businesses of all sizes and in all industries.

Not-For-Profit Organisations Insurance


Specifically designed for volunteer and community groups, cover your organisation’s public liability exposure if your staff or volunteers are injured while helping out, or if a member of the public is hurt at one of your events.

Farm Insurance


Protect your farm against financial loss if you experience a significant interruption to your business. It includes covers explicitly designed for farms including machinery breakdowns or loss of feed and stock. Cover options can consist of:

  • Business Liability Insurance to cover personal injury or damage to property caused by your business activities
  • Farm Property Insurance to cover your buildings and contents against damage or loss
  • Domestic Property – Home and Contents Insurance to cover you against damage or loss as a 
result of fire, theft and flash flood

Travel Insurance


Whether it’s business, holiday or travel for a working holiday, including sporting events, we can provide insurance to cover a broad range of claimable events such as overseas hospital, medical and emergency dental expenses, and lost or stolen cash and personal effects.